We Can Do It – License # 12172 Independently Owned & Operated [Mortgage Broker – Lic # M08003717)
Independently owned & operated
Serving Perth & Oxford Counties


How to Buy a Home While Getting Divorced

Divorce is a difficult time on all fronts; emotionally, financially and even physically. Dividing a home can be challenging, but in almost all circumstances, one or both spouses must find a new residence to live. There are different things to consider while going through this process, especially

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Our Pledge for 2018

In December, 2017, we worked with Operation Sharing on their toy shop. It was an eye opening experience, and such a great one at that. We volunteered for two days, where people from our community, that can’t necessarily provide the Christmas their children hoped for, can come

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Shop Local Christmas Countdown

Go over to our facebook page to check out our holiday giveaways. Each week we are featuring another local shop and giving away great prizes!

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New Stress Test Approaches

Just like Christmas, January 1, 2018 is fast approaching where a new stress test for homebuyers is sure to dampen the housing market in the new year. Under the new rules, even home buyers who don’t require mortgage default insurance because they have a 20% down payment,

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Free Credit Reports: What You Need To Know

Checking your credit report as an adult is vital. Your score is only part of what a lender reviews when considering financing for you. It is important to read your full report, in order to check for mistakes and see if you can make repairs to your

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Qualifying Rate Increase

Effective today, October 30, 2017, the Bank of Canada has increased the qualifying rate from 4.89% to 4.99% for homebuyers. This affects everyone considering buying a home with less than a 20% down payment on the purchase price and therefore must pay mortgage default insurance. This does

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What Interest Rate Hikes Mean for Mortgages

As many are aware, Bank of Canada has recently increased its key interest rate by 0.75% from 0.25% in the past few months. The first rate hike we saw was in July, which was a 0.5% jump and then more recently in September, another 0.25% making the

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5 Ways to Save for Thanksgiving Dinner

Saving is a tricky thing. Saving for a down payment can seem near impossible, but sticking to a budget can help get you there. But there always seems to be an occasion, or a reason to spend your hard earnings. Keeping your eye on the prize can

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Variable VS Fixed Rate Mortgages

People tend to be stuck on the choice between variable and fixed rates when it comes to their mortgages. A fixed rate provides you with certainty that your payments will remain the same for the duration of the mortgage. While a variable rate may seem risky, with

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Why Have I Never Heard of my Mortgage Lender?

As Mortgage Brokers, we have numerous lenders competing for our clients’ business.  Often, you will meet with your broker to sign your mortgage documents and you will not recognize your mortgage lending company.   Why is this?   Broker or “Virtual” lenders that only deal with brokers

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Mortgages by Julie | Your Home, Your Mortgage - I Can Do It! Woodstock Mortgage Broker

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